Browsing legal US online casinos in states like New Jersey and Pennsylvania, you’ll always have overwhelming payment options at your disposal. It’s fair to say they all come with drawbacks and positives, but some options are ahead of competitors by payout speed, fees, and ease of use.
The casino plays a part in payout speed, but once they approve the withdrawal, the process depends on your chosen payment method.
We’ll also give advice about which payment methods to avoid, but before we do that, let’s start with our top 3 picks.
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PayPal
PayPal is a world-renowned electronic wallet that’s synonymous with ease of use and convenience. To add to the fact, this payment method has little to no fees when it comes to making deposits and withdrawals from online casinos.
Speaking of which, PayPal is one of the fastest payout methods – a number one pick at many of the best online casinos in USA. Typically, PayPal withdrawals take between 1-3 days, and sometimes they’re processed within hours.
In terms of limits, they go up as high as $40,000 per transaction and a minimum of $10, at most online casinos. Finally, you should always feel secure with PayPal. They have some of the best anti-fraud systems and monitoring, and buyer protection.
Play+
Play+ is an excellent and flexible payment options, suited to casino players of all budgets. Play+ is a simple prepaid card that you can use anywhere. It functions like a debit or credit card but without the drawbacks of being connected to a bank. And as a plus, you can never spend more than you have.
The limits are very generous as well, and this payment method is available in four prominent US states: New Jersey, Michigan, Pennsylvania, and West Virginia.
To use Play+, buy a prepaid card, and enter the designated prepaid code in the online casino’s cashier.
VIP Preferred
VIP Preferred is an extremely convenient payment option for players who don’t use e-wallets and prepaid cards.
This payment method is connected to your checking or savings account. VIP preferred is an Automated Clearing House (ACH) system, meaning they process checks the same way banks do with paper checks. There are no fees for using VIP preferred, which is why players choose it over traditional debit/credit cards.
Payment Options to Avoid
We previously mentioned payment methods to avoid, so let’s get into the why’s and how’s.
Bank transfer
Bank transfer is the slowest online casino payment method. So much so, that even deposits can take time to process, meaning you can’t play with your money instantly.
When it comes to withdrawals, banks have a high volume of daily transactions, leading to prolonged payouts that can take up to a week.
Bank Transfer is one of the safest payment methods, and a staple at every US online casino. But when it comes to convenience and speed, we’d look elsewhere.
In-person transfer (Cash at Cage)
In-person transfers are available at some online casinos, but they are never available for withdrawals. What’s more, your Cash at Cage deposit will take time to verify, and it requires a personal presence.
It’s a great convenience for people who frequent the land casinos, but we feel it should be used as a last resort for online-only players. Deposits via Cash at Cage are almost guaranteed to be paid out via Bank Transfer as well, prolonging the process.
Cryptocurrencies
Cryptocurrencies are illegal and not accepted at US online casinos that are legitimately licensed within the States. There are many sites advertising support for US players with cryptocurrencies, but you should know these are licensed in offshore jurisdictions. At best, these are a legal grey area, and they provide no legal player protection, unlike legitimate casinos licensed in NJ, PA, MI and other states.
